Trusted Real Estate & Lending Since 2021

The Smarter Path
to Home Ownership

Botero Capital Realty combines expert real estate guidance with tailored mortgage solutions — so you close with confidence, every time.

Nosotros te acompañamos con ayuda experta en bienes raíces y soluciones hipotecarias a tu medida — para que llegues al cierre con total confianza y tranquilidad.

$1.8M+
Loans Originated
$4.2M+
Sales Volume
4.9★
Client Rating
Modern home
Current Rate
5.98%
30-Year Fixed · Updated Daily
Approval Rate
94%
of applicants approved
Trusted Lenders
eLendAcra LendingAngel OakArdriAxos BankBluePointCake MortgageCarringtonChampion FundingChangeClickNCloseCredit HumanDeephavenFreedomFundLoansJMACKind LendingLendsureLimaOneLoan StoreMortgage Financial ServicesNewFiNew RezNFTYDoorNormandyOakTree FundingOrionPennyMacPlaza Home MortgagePRMGProvident FundingRocket MortgageSpringEqWindsor eLendAcra LendingAngel OakArdriAxos BankBluePointCake MortgageCarringtonChampion FundingChangeClickNCloseCredit HumanDeephavenFreedomFundLoansJMACKind LendingLendsureLimaOneLoan StoreMortgage Financial ServicesNewFiNew RezNFTYDoorNormandyOakTree FundingOrionPennyMacPlaza Home MortgagePRMGProvident FundingRocket MortgageSpringEqWindsor

Solutions for Every
Homeownership Goal

Whether you're buying your first home, refinancing, or growing your portfolio — we have the right product for you.

Home Buying Loans

From pre-approval to closing, we guide first-time buyers and move-up buyers through conventional, FHA, VA, and USDA loan options. We also specialize in down payment assistance programs and HomeReady products — with options as little as 1% down.

ConventionalFHAVA / USDAJumboDown Payment AssistanceHomeReady · 1% Down
Start Your Application

Mortgage Refinancing

Lower your monthly payment, reduce your rate, or access your home equity. We run the numbers to ensure a refinance genuinely benefits your financial picture.

Rate & TermCash-OutStreamline

Investment Properties

Grow your real estate portfolio with DSCR loans, multi-family financing, construction loans, and portfolio products designed for investors who understand the numbers that matter.

DSCRMulti-FamilyFix & FlipConstruction
Explore Investor Products
Licensed Mortgage Professional

More Than a Lender —
Your Financial Partner

At Botero Capital Realty, every client deserves a personalized strategy. Our team brings decades of experience and access to 30+ wholesale lenders — including our partnership with Morty for a seamless digital mortgage experience.

NMLS Licensed Loan Officer — Federally licensed with a track record of excellence in Georgia.

Bilingual — Hablamos Español — We speak Spanish and are proud to serve Georgia's Spanish-speaking community.

Powered by Keller Williams — Backed by the world's largest real estate franchise.

From Application
to Your Keys

Most clients close in 21 days or fewer. Here's how we make it happen.

01
Free Consultation

We start by understanding your goals, financial picture, and timeline — no commitment required.

02
Pre-Approval

Fast, thorough pre-approval so you can make strong, competitive offers with confidence.

03
Loan Processing

We handle paperwork, communicate with underwriters, and keep you informed every step.

04
Close & Celebrate

Sign your documents, receive your keys, and begin the next chapter with our lifetime support.

Mortgage Payment
Estimator

Get a quick estimate of your monthly payment. For a personalized rate, reach out to our team.

20%
3%50%
6.00%
3%12%
Estimated Monthly Payment
$3,241
per month · estimated
Principal & Interest$2,608
Property Tax$500
Insurance$150
Loan Amount$400,000
Estimates only. Not a commitment to lend. NMLS #2484365

Real People,
Real Results

Don't just take our word for it — hear from the families and investors we've helped achieve their real estate goals.

Cynthia D.

"Great service and helped me purchase my condo in the heart of Atlanta. Joel made the whole process seamless from start to finish."

Cynthia D.
Condo Purchase · Atlanta, GA
Tiffany R.

"Joel assisted me in my first home purchase and negotiated all my closing costs. He helped me come to the closing table with as little as possible. So grateful for him. Thank you!"

Tiffany R.
First Home Purchase
Kenya B.

"Joel was amazing — so diligent and patient with me throughout the entire process. He really worked to find the perfect home and didn't rush me at all. I'm now working with him on an investment property. I wouldn't choose anyone else!"

Kenya B.
FHA Construction Loan
Mr. Terryl B.

"This fine young man guided me through my VA loan and I'm so thankful I worked with him. Very genuine and professional. I did not feel like I was in a rush. Highly recommend!"

Mr. Terryl B.
VA Loan
Amadou B. & Matthew B.

"Joel is one of the best realtors I have worked with. Very professional and responsive. He will help and guide you every step of the way. Thank you for helping me close on my first property!"

Amadou B. & Matthew B.
Conventional Loan · First Property
Pascal K.

"Was very helpful in buying my second property. Truly appreciate it."

Pascal K.
Second Property Purchase
Lazaro R.

"Excelente profesional. A pesar de lo complicado que está el mercado, Botero logró un descuento en la compra de mi casa. No dudaría en recomendarlo."

Lazaro R.
Home Purchase
Blessing C.

"Very professional and helped me purchase my first home. Thank you!"

Blessing C.
First Home Purchase
Kevin C.

"Joel was hands on and very professional. He negotiated closing costs and repairs and supported me every step of my first home purchase. Thank you!"

Kevin C.
First Home Purchase
Anna D.

"Joel helped us through the whole process. He was patient and trustworthy. Helped me with my first home purchase. Thank you!"

Anna D.
First Home Purchase
Natica H.

"Joel assisted me with my land purchase. He was professional and understood all my needs. I would recommend."

Natica H.
Land Purchase
Mrs. Rose & Jay D.

"Very professional! I had a great experience. I highly recommend Joel Botero."

Mrs. Rose & Jay D.
Home Purchase
Dillon & Shy W.

"Joel and his team were professional. He assisted us with our first rental moving to Georgia, then guided us through the new construction home process. Thank you!"

Dillon & Shy W.
FHA Loan · New Construction
Aji & Amadou B.

"Joel is my go-to for all real estate and lending. I purchased another home with my wife and the experience was just as excellent. Thank you!"

Aji & Amadou B.
Conventional Loan

Ready to Take the Next Step?

Whether you're buying, refinancing, or investing — let's find the loan that fits your life.

Book a Free Consultation

Let's Start Your
Journey Together

Phone
678-764-2494
Email
We respond within 2 business hours
Office
1957 Lakeside Pkwy
Tucker, GA 30084
Licensing
NMLS #2484365
Equal Housing Lender · Licensed in Georgia

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